SJM_ATE_9_25_Reg3and4 . qxp_Pages 9 / 19 / 25 10 : 38 AM Page 3 SPECIAL ADVERTISING SECTION ask the questionsand expert answers HOME IMPROVEMENT ATTORNEY Is Your Roof Ready for Fall and Winter ? I was injured on the job and am unable As the leaves change and temperatures drop , to work . My boss says he won’t pay me your roof becomes one of the most important if I have to miss time . protectors of your home . Fall is the ideal sea - What can I do ? son to evaluate its condition and make any necessary repairs before winter storms arrive . Workers’compensation is a state - mandated Cold weather , snow , and ice can turn a small insurancecoverage that provides medical and roofing issue into a major problem . otherfinancial benefits to employees who Start by inspecting for obvious signs of haveinjuries that occur on the job . Every wear : missing , cracked , or curling shingles , employer is required by law to have this sagging areas , or granules collecting in your coveragefor all employees . gutters . Inside your home , keep an eye out for Thereare three benefits available under water spots on ceilings or walls — these are theNew Jersey Workers ’ Compensation Act . often early warning signs The first benefit is medical treatment that is ofleaks . If your roof is 15 to 20 years old , it’s also time to think se - necessaryto treat the workplace injury . riously about replacement . UnderNew Jersey law , the employer’s insurance carrier can choose what doctor you Why tackle this now ? Roofing projects are see.The second benefit is temporary disability best completed in moderate temperatures , benefits , or lost wage replacement , if you are and fixing issues before freezing conditions unableto work due to the injury . These ensures materials can seal and perform prop - benefitsare limited to 70 % of your gross erly . Plus , scheduling an inspection in the fall weeklywage for the period of time you are means you’ll beat the rush of emergency calls receivingauthorized medical care , and the once winter weather takes hold . authorizeddoctor is of the opinion that you At Daniel Robert Remodeling , we offer arenot medically cleared to return to the free roof inspections to give homeowners normalduties of your job . The third benefit is peace of mind . Whether you need a simple re - permanentdisability , which provides a pair or a full replacement , our team ensures monetaryaward to you based upon the nature your home stays protected , energy - efficient , andextent of your injuries . and ready for the season ahead . Don’t wait for the first snowstorm — be proactive and pro - CallJacobs , Schwalbe , and Petruzzelli , P.C . tect your investment today . todayfor a free consultation to help protect Frank Redrow is the Vice - President of Daniel youand maximize your workers ’ compensa - Robert Remodeling . With 25 years of industry ex - tionbenefits . No fee unless we win . perience , he specializes in Exterior Home Renova - tions and is a licensed contractor servicing the South Jersey region . Daniel Robert Remodeling Jacobs , Schwalbe & Petruzzelli , P.C . Frank Redrow Alan L . Schwalbe , Esq . Serving South Jersey 10 Melrose Ave . , Ste . 340 ( 833 ) 326 - 4350 Cherry Hill , NJ 08003 DanielRobertRemodeling.com ( 856 ) 429 - 5661 JacobsLawOffice.com SOUTH JERSEY MAGAZINE volume 22 issue 6 SouthJerseyMagazine.com 38 |