SJM_Begnaud Wealth profile_0125_profile 1 / 24 / 25 3 : 05 PM Page 2 s p o n s o r e d p r o f i l e sjm Withover50 years of com - What if they don’t have those answers ? bined experience in financial Manysmart , educated people , particularly planning , investment man - women , reach out to me and feel embar - agement and estate planning , rassed about their lack of knowledge on the advisors at Begnaud marital finances , especially if their spouse Wealth Management Group of handledthem . I reassure them that all finan - Janney Montgomery Scott LLC cialdetails will be disclosed , and I’m here to are highly skilled in guiding helpthem understand the pieces . An attorney clients through complex finan - mustwear every hat possible in a divorce , but cial matters . In 2015 , both theydon’t specialize in finance . That’s where Amy and her partner / father I come in , and I work alongside most of my Gary Begnaud earned the rare clients’attorneys throughout the process in Certified Divorce Financial anyway that I can . Analyst ® ( CDFA ® ) designa - tion . South Jersey Magazine Whatare some of the common pitfalls spoke to Amy about why this yousee ? is such a meaningful aspect of Keeping the marital home at all costs is a the practice to her and how it commonmistake I see . This can be an emo - helps her support those nav - tional decision but not necessarily in their igating divorce . financialbest interest . I also hear people tell me that they are willing to give up their share Why did you choose this of the retirement or investment accounts so specialty and become a theycan keep the house , or they’re willing to CDFA ® ? takeon the college expenses or college debt Before I even got this desig - for their children when they really can’t nation , people were coming to affordto . This is where a wrong choice could me frequently through family severelyaffect their financial well - being and Divorce & andfriends , seeking resources retirement . and asking how I got through my own divorce . Of course , I Whatdo clients appreciate most about your wanted to help , so when I dis - approach ? covered that there was a pro - Clientsmay initially seek me out for my cre - Money:Who’s fessional designation and I dentials , but it’s my long - term , personal could be formally trained to approach that sets me apart . I treat every help people at a whole new clientlike family — I use the same judgment level , that was a perfect next I would for my own mother or best friend . inYour Corner ? step . Manyclients have shared how comforting it was to have someone they could trust guide Who is best suited to work FinancialAdvisor Amy Begnaud them through such a complex , emotional with you ? time.Others have told me that my experience guides clients through divorce I get inquiries from people provided comfort and empowered them throughout the continuum : during a time when they felt powerless . andbeyond with compassion for peoplewho are contemplating Knowing that my work can provide clarity brighter financial futures . divorce , starting the divorce andconfidence during such a challenging life process , in the middle of a event is one of the most rewarding aspects by MATT COSENTINO divorce process or have just n ofwhat I do . completed one . In our initial ike many who experience divorce , Amy phone call , I’m typically able to determine Begnaud faced moments of doubt , won - within20 minutes if it’s going to be a match BegnaudWealth Management dering if she could ever pick up the and if I can make a difference for this person . L pieces.But after emerging stronger per - IfI see that there’s a more optimal route , then Group of Janney Montgomery sonally and professionally , she could have I have resources I can provide instead . I Scott LLC easily closed that chapter . Instead , she chose always want to leave someone in a better to remain an open book , driven by the desire position than when they first came to me . AmyBegnaud , CFP ® , CDFA ® to help others walking the same difficult path . Financial Advisor , First Vice President “ I don’t know how not to be open about What is covered in the initial consultation call ? GaryBegnaud , CRPC ™ , CDFA ® divorce , ” she says . “ It would seem selfish Istart by asking , “ Where are you emotionally Financial Advisor , because I’ve been able to help so many rightnow ? ” The first part of our call is often Executive Vice President people . I don’t care how smart or financially an emotional download , which is crucial . savvy you are , divorce has so many moving Jumping straight into finances would be Mount Laurel parts . I have extensive experience navi - insensitiveas well as leaving out vital back - ( 856 ) 291 - 5032 gatingthe financial aspects of a divorce , but ground information . After that , we discuss BegnaudWealthManagement.com noneof us want to become professionals in financial details like the house , mortgage , experiencing one . ” retirementaccounts and other assets . JanneyMontgomery Scott , LLC , Member : NYSE , FINRA , SIPC SOUTH JERSEY MAGAZINE volume 21 issue 10 SouthJerseyMagazine.com | 11