SJM_Claritas Profile_0923_V2FINAL.qxp_profile 9 / 20 / 23 9 : 47 AM Page 1 PROMOTION B U S I N E S S S P O T L I G H T Giving Clarity to Financial Planning At Claritas Financial Partners , putting the client first and supporting the community are always priorities . By KRISTEN DOWD t Claritas Financial Partners , clients A come first . “ Our main focus is the client , ” Jim Pacheco says . “ We want to make sure that with every client we see , their goals and objectives are met based on what they want . ” Pacheco , Brian M . Lynn and John Fessler are the three partners leading the way at Claritas Financial . The Marlton - based company grew out of a desire to better serve clients after as well as wealth management advisory pro - tions , ” Pacheco says . Pacheco and Lynn felt the firms at which they grams . TheClaritas Financial team doesn’t look to were previously employed were falling short . “ We do custom planning , ” Pacheco ex - only support its community with financial And despite opening its doors not long after plains . “ Anytime anybody comes in or talks planning . Supporting nonprofits , volunteering the start of the pandemic in May 2020 , the de - to us , it’s all custom - based on what their and helping their neighbors is a passion for cision to do so was clearly the right one . goals and objectives are . ” everyone on the team , too . “ It turned out to be a great time to do it , ” Pacheco adds that Claritas has “ plenty of The company has continued to build upon Pacheco says . “ People still needed to do their resources ” for all types of planning , and there this mission since opening its doors , having planning , and at that point they really needed is the option of fee - based planning , too , for supportednotable organizations like Samaritan to talk to somebody . ” those who want to go that route . Hospice , Operation Yellow Ribbon and The That clientele base has continued to grow “ I like having the ability to have all the Joseph Fund along the way . Pacheco recently over the past three - plus years . This is no doubt products and services that we can offer . Not took part in the 22nd annual Ride to Remember in large part due to the firm’s client - first mentality , everybody wants the same thing or needs in honor of firefighters and police officers who but the wealth of experience and knowledge the same thing , ” Pacheco says . have fallen in the line of duty . As a volunteer the Claritas Financial team brings to the table He’salso proud of the collaboration among firefighter for more than three decades , this doesn’t hurt either . the firm’s partners , which he believes gives cause is especially close to Pacheco’s heart . While the firm may have only just start - clientseven more options . The strength behind “ It’s a passion , ” reflects Pacheco , who served ed , Pacheco himself has been in the industry the team is helpful for bigger clients as well , in the past as both battalion chief and deputy for more than 30 years . He worked for a such as with setting up a company’s 401 ( k ) chief . “ I have thought about saying , ‘ Hey , I’m few firms before starting Claritas Financial , plan . done . ’ But I can’t do it . It’s something that’s and the fact that he has clients who have While ancillary things have changed in borne into me , I guess . ” followed him from the beginning is a tes - the financial planning industry over the When looking at his life — his family , busi - tament to how he does business . years — such as fewer companies offering ness , financial situation — Pacheco recognizes “ Claritas means clarity , and that’s a big pensions , more clients seeking long - term that he is blessed . He views volunteering and thing for us , ” Pacheco says . care planning for aging family members and supporting his community simply as his way The goal at Claritas Financial is to bring tax bills evolving — the basics have stayed the to say thanks , and he’s proud to further this clarity to clients ’ financial lives . The team , which same , according to Pacheco . outreach with Claritas Financial Partners . also includes wealth advisors Peter Berlin and One of those big “ basics , ” Pacheco says , “ We formed this not only to help our clients , Nick Bevad , does this by guiding clients to what is retirement planning . but we want to be very big in the community will work best with their future . “ People want to have a plan so they can base , ” Pacheco says . “ We want to be part of the n “ Nottell you what to do , ” Pacheco stresses , retire . That hasn’t changed , ” he says . community and give back . ” “ but give you guidance . ” While it’s never too late to start preparing Transparency is also a priority at Claritas for one’s golden years , the earlier - the - better Financial . The team is upfront about costs and mentality is best when it comes to retirement Claritas Financial Partners how they work from the get - go , building a planning . When Pacheco holds 401 ( k ) en - Marlton | ( 609 ) 888 - 6779 comfortablerapport and trust with clients from rollment meetings for a company client , for ClaritasFinancialPartners.com their initial consultation . instance , he will tell the 22 - year - old employee There is no limited focus at Claritas Financial to start saving now . Securities and advisory services offered through LPL either . The firm offers a wide range of financial “ There’s never a wrong time to start plan - Financial , a registered investment advisor . Member planning services , from college to retirement , ning retirement . It’s just a matter of expecta - FINRA / SIPC . CRPC conferred by College for Financial Planning . SOUTH JERSEY MAGAZINE volume 20 issue 6 SouthJerseyMagazine.com 56 |